Best Prepaid Credit Cards
Prepaid credit cards are more like debit cards. To have a prepaid credit card, you have to open a prepaid account with the bank concerned. After opening the account, you will be granted a prepaid credit card. But your credit card credit limit will be similar to the amount, saved in your bank account. You can spend the entire amount but for further spending, you first need to reload your card with deposits. The best feature of this credit card is that the cardholder can never go bankrupt with this card.
Different prepaid credit cards and their features:
All-Access Visa Prepaid Card
100% approval – No credit check required
Make purchases anywhere Visa Debit is accepted
No overdraft fees or minimum balances
Online Bill Pay – Easily send a check to anyone
5% APY Savings Account – Exclusive
Free Direct Deposit from your paycheck or government check
Add up to $10K to your account in over 65,000 locations
AccountNow® Prepaid Visa® Card
100% Guaranteed Approval*
Free Credit Builder
Free Bill Pay
Free Direct Deposit
$0 Activation Fee – when you load your card by direct deposit
New iAdvanceSM loan option
No credit check
No Overdraft Fees or Minimum Balance Required
Re-loadable with a $10,000 balance limit
Vision Premier Prepaid Visa Card
$0 Activation with Direct Deposit*
$0 Weekly Fee with Direct Deposit*
Guaranteed approval*/ no credit check
Free Direct Deposit; no more check cashing fees
Free email/SMS Alerts to instantly know your balance
Free unlimited purchase transactions
Free online bill payment and checking
Popular Load Locations: Western Union, MoneyGram, ACE & More
SilverCard Prepaid MasterCard®
Perfect card for Government/Benefits Checks recipients
$0 activation with rebate*
100% guaranteed approval*/no credit check
Free direct deposit of your pay or government check
Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
No overdraft fees or minimum balances
Online Checking – Electronic or paper checks
